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Sree Vijaykumar

From the Editor's Desk
Nandan Nilekani believes that India is moving from being a low trust, anonymous country to a high trust, identity-verifiable country. He believes data is going to drive formalization of the Indian economy and gives the example of Uber and Ola drivers who get access to loans and other benefits by becoming a part of the formal economy. An even bigger reason for the poor to join the formal economy might be to avail subsidies and other government benefits, which will be administered using the Aadhar identity. The data economy (along with the unusually high mobile penetration in India) will give entrepreneurs tons of opportunities to improve the lives of the bottom of the pyramid. These opportunities and resulting business models might look very different from those of Chinese or American companies. Are Indian investors ready to make the big bets here?

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